I have $8,400 of credit card debt so I created a Grok bot and told it this is your problem now. Day 6 the debt is $7,912 and I haven’t done anything except watch. It found $67/month in forgotten subscriptions and killed them the same hour. It emailed the card company’s retention team. Two escalations later my APR dropped from 26.99% to 19.4%. It found a 0% balance transfer for 12 months, did the math, and moved $6,100. Every dollar it frees goes straight to principal.
- Text
- verbatim
- Model
- Grok
- Source
- X ↗
- Published
- 2026-08
- Added
- 2026-09-15